Simplifying the Buying Process
Are You a First-Time Home Buyer?
Purchasing a home is a big deal – but it doesn’t have to be a bad deal for you. From lining up the best financing to finding and closing on your new home, I will help you all along the way. As an educator, I believe in helping you understand the process so that you can make the best decisions for your situation. You deserve a real estate professional who will go “above and beyond” in caring for your needs. (You can see more about that on my buyer services page.)
Are There Special Financing Programs Available for First-Time Home Buyers?
Yes, there are! If you are purchasing a home for the first time, or if you have not purchased a home for several years, you may qualify for down payment assistance or special terms. Contact me for help finding a local lender who can help you find the best mortgage product for your situation.
Buying a Home 101
For more about the home buying process, keep reading:
Buying a home can seem a little intimidating. There are a lot of people involved, and a lot of papers and processes to go through. But, it's a pretty straightforward process once you understand it.
Choose a licensed real estate agent who will explain the services offered and represent your interests. REALTOR® identifies membership in the National Association of REALTORS® and adherence to its Code of Ethics; it is not a separate state real estate license. Before touring together, review the written service agreement, compensation, and your responsibilities.
Choose a licensed real estate agent who will explain the services offered and represent your interests. REALTOR® identifies membership in the National Association of REALTORS® and adherence to its Code of Ethics; it is not a separate state real estate license. Before touring together, review the written service agreement, compensation, and your responsibilities.
Talk with a lender before you begin serious home shopping. Review your income, assets, debts, and credit, ask about available programs, and understand what a pre-approval does—and does not—confirm. Set a budget you are comfortable with rather than automatically spending the maximum offered.
When you find a home, I’ll help you review comparable sales, prepare an offer, and negotiate the terms. After you have an effective contract, arrange inspections within its deadlines. We’ll discuss findings and your options under the agreement before you decide how to proceed.
All the while this is happening, the escrow and title company are working. They are doing research on the title to the home, and to make sure that it can be legally transferred to you. They make sure that everything happens according to the contract, including all of the documents needed to close the sale, and are getting you the title once the sale has closed.
See? Buying a home doesn't have to be complicated once you understand it. Sign up for your free account and start the process to explore homes that fit your plans!
It's up To You
Don't let indecision or fear stand in the way of home ownership. You deserve a professional on your side to answer questions, provide resources, and make sure you have the best information and strategies going forward. If there are barriers, I'll work with you through them. Let's schedule your free, no-obligation, no-pressure, consultation today and get started.
