Recommended Local Lenders

These loan officers have served my clients well. They don’t pay to be on this page, and I receive no referral compensation if you use them. My goal is to help you start with people who communicate clearly and work through the details.

Compare lenders, ask about total costs and eligibility, and choose the one that fits your needs. I’m happy to work with your chosen lender.

Ask About Your Financing Options

Programs, rates, costs, and eligibility vary by lender and can change. Ask about conventional, FHA, VA, USDA, jumbo, manufactured-home, investment-property, and self-employed-borrower options as relevant to your plans.

FHA down payments may be as low as 3.5% for qualified borrowers. Some other programs may offer low or no down payment to eligible buyers. Down payment assistance, including THDA programs, has its own requirements, terms, and funding limits. A low down payment does not necessarily mean no cash is needed at closing.

Ask each lender for a written explanation of total costs, monthly payment, mortgage insurance, assistance repayment terms, and approval requirements.

Look Beyond the Advertised Rate

Clear communication, realistic expectations, and experience with your type of transaction matter. Ask how the loan officer handles deadlines, what remains to be reviewed after pre-approval, and who will keep you informed.

Compare written Loan Estimates for the same kind of loan and ask about the interest rate, APR, points, lender fees, mortgage insurance, cash to close, and any assistance that must be repaid. Programs and approval depend on your circumstances and the lender’s requirements.

Already Have a Lender?

No problem. I’m happy to help you find and negotiate the purchase of your home with the lender you choose. With your permission, we’ll coordinate on documentation and contract deadlines so everyone understands the next steps.

Ask me for an introduction if you would like help getting started.

Work With aaron

Aaron is an award winning real estate agent serving the Nashville metro area, including Franklin, Brentwood, Smyrna, Murfreesboro, and surrounding areas. You can rely on his knowledge and experience to help you make wise decisions so that you can buy and sell with confidence.